QUIZ: How Much Do You Know About Your Credit Scores?


Learning the ins and outs of credit scores can be beneficial

There are many different credit scores
Negative information on your credit reports can impact your credit scores
Your credit scores can play a role throughout your life — like the process of buying a home, getting a job or determining what loans you’re offered — and at what terms. That’s why knowing the ins and outs of your credit scores can be essential to understanding your personal finances. How much do you know about your credit scores? Take our quiz and find out.

  • Question of

    Which of the following most influences your credit scores?

    • Having a credit application denied
    • A drop in salary
    • Getting divorced
    • None of the above
  • Question of

    Do you have more than one credit score?

    • Yes
    • No
  • Question of

    Does getting married change your credit scores?

    • Yes
    • No
  • Question of

    What is a FICO® Score?

    • How much of your credit you’re currently using compared to the total amount available to you
    • How many times you’ve recently applied for credit
    • One of many types of credit scores
    • How many times you’ve made a payment late or missed a payment
  • Question of

    Your credit scores are calculated using information from:

    • Your friends and neighbors
    • A background check
    • Information in your credit reports
    • Your employer
  • Question of

    Generally, which of the following most influences your credit scores?

    • Your payment history
    • The amount of credit you’re using compared to the total amount available to you
    • The types of credit accounts you have
    • The length of your credit history

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Written by Patrick Mason

Patrick Mason is an exceptional writer specializing in personal finance, homeownership and the mortgage industry. He has worked as a writer and editor for various publications in Philadelphia, Chicago and Metro Detroit.


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